Buying

When purchasing a home, there are many decisions.

- Location, where you would like to call home.

- Size, having an idea as to the size and type of home that would suit your needs.

- Affordability, what would be a comfortable purchase price that would be managable. 

- Pre-qualifying for a mortgage, to better know what you are able to budget for when looking for a home.

- Financing, arranging a mortgage.

- Purchase, finding the ideal home. 

- Moving date, what would best suit your schedule.  

While at your side each step of the way, personal services 24/7, I will make the process of purchasing a home easier, more enjoyable, and less time-consuming, than if you undertook this challenge on your own.  I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the details relating to the actual purchase.

In addition, I will 

- explain the process in detail and ensure you completely understand

- understand your needs

- assist in prequalifying and arranging financing 

- assist in finding the perfect home to suite your needs

- transacting the Offer process

- ongoing client support throughout the transaction

- post closing support 

I am always familiar with the current homes on the market, and I know neighborhood values. I can help you determine which properties are fairly-priced based on the conditions while exploring the market.  

Your First Step

There are many reasons to buy a new home.  Stop paying rent, build equity and have a place of your own to enjoy with friends and family, upsizing or right sizing.   The reasons are endless.   I trust the idea of purchasing is already something you are considering, and you may already know most of the reasons and where you would like to live.  Your circumstances will dictate what are the important aspects of a home and surrounding areas.

Some considerations are what area you would like to live, city, suburban neighborhood, country.  What communities appeal to you, north, south, east, or west.   Types of neighborhoods, older and settled or new subdivisions.   A particular school zone and/or recreational facilities within an area, and other community services such as transportation, day care, library, stores and entertainment.  Is commuting something that you would consider.  

Think about home styles. How much space would you like, does your situation require a one-level home, as stairs may not be practical in some situations.  A two storey home, which are appealing to families.   Consider size and kind of exterior property, as this will impact the maintenance of your property.   

Your Next Step: Loan Pre-Qualification

A good decision in the purchasing process is to be pre-qualified with a mortgage company.  This gives you an idea as to what you would potentially qualify for in securing a mortgage.    You will still need to submit a proper mortgage application with supporting documents to the lender once a purchase transaction has been entered into, as pre-qualifying gives you an approximate amount that you may potentially qualify for based on verbal information you provide to the lender.  

I will  be happy to refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for clients.

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You may even search listings here at my website.

I Will Help You Every Step Of The Way

I am here to assist you with every aspect of your transaction and am always available to answer any questions you have at any time.  My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.